Health plans that deliver value for employers and members

Flexibility and value are the hallmarks of our portfolio of large group health plans. They are designed to help members make the most of their benefits — and help employers make the most of their health care spending. 

Plan features may include: 

• Flexible options for copayments, coinsurance amounts and deductibles. 

• In- and out-of-network benefits, with financial incentives when members use cost-effective in-network providers. 

• Tax advantages through the thoughtful use of health savings accounts (HSAs), health reimbursement arrangements (HRAs) and flexible spending accounts (FSAs). 

• Programs that encourage healthy lifestyles and help members living with chronic conditions such as diabetes. 

• Utilization management programs that help control costs by ensuring that covered services are medically appropriate. 

Value-based care models reward providers for delivering results, with strategies such as:

• Accountable care organizations (ACOs) that link provider reimbursements to specific health care goals.

• Bundled payments that help tamp down costs while maintaining high-quality services.

• A network of patient-centered medical homes (PCMHs) whose care teams communicate with each other.

The value of Blue means your customers can offer their employees: 

• Access to the state’s largest network of providers and health care facilities, which translates to cost savings with more claims pain in network. 

• My Health Toolkit^®, the secure self-service site where members can keep track of their benefits, interact with customer service and get digital, shareable copies of their member ID cards. 

• Discounts on a variety of health and wellness programs and products through Blue365^®.